Farmand Investment Services, Inc. (“FIS”) was established in 2001. Mike B. Farmand is the President and sole stockholder of FIS. FIS provides investment advisory services for a variety of clients and our current discretionary assets under management (AUM) as of December 31, 2014 are $25,755,272.00. In the past, our services were only offered to clients of Farmand, Farmand & Farmand, CPA’s, whereas now as we try to expand, we are accepting new clients and clients from other CPA firms including individuals, families, small businesses, trusts, retirement accounts who wish preservation of capital, diversification and sensible risk . As a client of Farmand Investment Services, Inc., you will benefit from our close advisory partnership with Charles Schwab, our team of Certified Public Accountants and Registered Investment Advisor provides independent and objective investment advice. Furthermore, we base our wealth management compensation strictly on a percentage of assets in order to better align our interests with yours.